At some point in life, many of us will rethink the career paths we’ve chosen. We might realise we don’t actually enjoy what we’re doing, or we’ll decide that we’d like to venture into a different field. …


by Jikku Joseph, Managing Director at 22seven, and Gour Lentell, CEO at Datafree

The popular budgeting app 22seven has launched 22seven lite, a datafree version that will give thousands more South Africans the tools to manage their finances so that they can plan better and save more.

• 22seven lite…


Saving for retirement is important — so important, in fact, that the government offers a huge tax incentive to encourage people to do so. You’re eligible for this incentive if you put money into a pension or provident fund each month with your employer, or into a retirement annuity (RA).


Life cover. It’s tempting to write it off with an eye-roll emoji, but the truth is that it should be part of your financial plan. …


Do you know how your grocery store loyalty card works, how you can benefit from it, and which ones can save you the most? Let’s investigate!

Pick n Pay Smart Shopper

The basics: When you swipe your Smart Shopper card, you earn one point for every R2 spent. You’re also…


Many companies have adopted more pandemic-friendly work policies, including allowing employees to work from home. If it’s unlikely you’ll have to report to an office every day in the future, you might want to reconsider owning a car.

First, ask yourself whether you’d have access to another car if you…


If you have a pension or provident fund administered by your employer, you’ve automatically been putting money away towards your retirement each month. But what happens when you leave that job because you’re moving to a different employer, you’re starting your own venture or you’ve been retrenched? …


Your credit score is a number that helps lenders like banks and other financial institutions decide how likely you are to repay a loan.

Having a good credit score means that a bank thinks you have a high probability of repaying a loan, so there’s a greater chance they will…


Mobile data is pricey! We South Africans pay up to six times more than users in other emerging markets. The Competition Commission was unhappy with the state of affairs and released a report in 2019 instructing the big players like Vodacom and MTN to cut their prices.

They did, but…

22seven

Thoughts, observations and insights. About money, life and 22seven. Visit 22seven.com

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