It’s a term you see whenever you read about investing, and it’s something you’ll be told over and over by anyone who works with investments, like a financial advisor. But what does “diversifying” your investment portfolio actually mean? Well, it means that you should invest in a mix of assets…

Money can be a major source of conflict in a marriage, for several reasons, but in most cases it’s because financial decisions were not discussed early on. Here’s what you should speak to your partner about before your finances become intertwined… Prenup or no prenup? Prenup is short for ‘prenuptial…

The market is often described as ‘volatile’ — an overused word that basically means it’s going through a period of ups and downs. …

What does it mean to be financially independent? Well, it’s different for different people. It might mean that you don’t have to rely on your parents to cover your rent every month. Or maybe you don’t want to have to rely on your children to look after you one day…

What’s the number-one investment hack? It’s simple: time. Albert Einstein once described compound interest as ‘the eighth wonder of the world’. Essentially, it’s interest that you earn on interest — your money grows exponentially the longer you leave it invested. Here’s an example to show how compound interest works… The…

It’s that dreaded S-word again… Saving. We all know we have to do it, but so often it just doesn’t happen. It’s as if there are too many surprises in life that need to be taken care of. …

When it comes to personal finance, you don’t need to know everything, but there are some important questions that you should be able to answer if you want to stay on top of your spending and guarantee your future financial freedom. Can you answer all of these? 1. What are…

In March this year, the annual inflation rate in South Africa rose to 5,9%. What is the inflation rate? It’s basically a measure of how much more expensive things are getting. For example, if a quick trip to the corner store last year cost R100, that same shopping trip will…

Spending money is oh so easy, but saving and investing is another story! If you’re fortunate enough to have some spare cash left over at the end of the month, what on earth do you do with it? Do you pay down your debt, invest it, hide it under your…